Medicare FAQ

Do you have questions about Medicare plans? Many of your Medicare plan questions may be answered in this Frequently Asked Questions section. Click on the arrow to the right of each question for an explanation.

What is Medicare

What are the different parts of Medicare?

What does Part A cover?

What does Part B cover?

What is Part C (also called “Medicare Advantage”)?

What is Part D (Medicare prescription drug coverage)?

When do I apply for Medicare?

What do I apply for?

Do I only need Parts A and B?

Is there a cost to Part A or Part B?

Does Original Medicare cover 100% of healthcare services?

What is Original Medicare?

What is a Medicare Supplemental Plan (also called Medigap)?

Who is eligible for Medicare?

When can I enroll in a Medicare Advantage Plan or prescription drug plan?

Eligible due to a disability?

What is Annual Enrollment and when is the Annual Enrollment Period?

What is Open Enrollment and what are the dates for Open Enrollment?

What is a Special Enrollment Period?

What is a Part D penalty?

What is Extra Help?

What is a Medicare Savings Program?

What is a PPO?

What is an HMO?